Amazon Pay ICICI Credit Card

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Credit Card: Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Credit Card presents itself as a cashback credit card with no lifetime fees, ideal for Amazon Prime members. Offering up to 5% cashback on Amazon purchases, it’s tailored to provide significant value to loyal Amazon customers across various categories like groceries, lifestyle products, electronics, and home furnishings. Additionally, it grants a flat 1% cashback on all other online and offline transactions. Here’s a comprehensive overview of this card’s benefits and features.

Features and Benefits of Amazon Pay ICICI Credit Card

No joining fee or annual fee
No limit or expiry date on the rewards earned using this card
Reward earnings can be used to purchase from over 10 crore products at www.amazon.in and at more than 100 merchant partners.
5% cashback on transactions made at www.amazon.in for Amazon Prime members*
Earn 3% cashback on transactions made at www.amazon.in for customers who are not Amazon Prime members
2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay
1% cashback on all other payments
Over and above the existing offers (if any) | Earnings will be in the form of Amazon Pay balance.

**Terms and Conditions apply.

The reward structure of the credit card can be summed up as follows:

Cashback of 3.00% on groceries, flight ticket, mobile, etc., on Amazon
Cashback of 2.00% on recharges, bill payment, and adding money on Amazon
Cashback of 2.00% outside Amazon on entertainment, health, food, on paying through Amazon Pay
Cashback of 1.00% outside Amazon on payments made through Amazon Pay on dining, furniture, grocery, fuel, and gold
Welcome rewards of Rs. 1,700 along with three months free EazyDiner Prime Membership of Rs. 1,095
Cashback of Rs.150 on bill payment on Amazon or on first shopping
Cashback of 50% to Rs.100 on prepaid recharges
Cashback of 20% to Rs.250 on payment of electricity bill
Cashback of 25% to Rs.350 on broadband bill payment
Cashback of up to Rs.125 starting from 10% on payment of gas cylinder
Cashback of up to Rs.300 starting from 25% on payment of post-paid bill
Amazon Pay ICICI Credit Card Privilege
Dining benefits: Enjoy a minimum discount of 15% at partner restaurants under the Culinary Treats programme.
Fuel benefits: Get 1% fuel surcharge waived off on all petrol pumps across India

Safety measures: Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Credit Card comes with a microchip embedded in it which helps avoid counterfeiting and duplication problems.

The Personal Identification Number (PIN) serves as an additional security feature for the credit card.

Enjoy the security benefits of 3D Secure in case of online transactions.

Given Amazon’s extensive range of categories, the 5% unlimited cashback on all Amazon purchases could translate into significant savings for frequent Amazon shoppers. Additionally, the card extends a 2% cashback on transactions with Amazon Pay partner merchants such as Yatra, BookMyShow, FreshMenu, and others. This broadens the scope for savings across various categories like travel, entertainment, and food delivery.

While the 5% cashback is exclusive to Amazon Prime members, the Prime membership comes at an additional cost of Rs. 1,499. However, considering the card’s lifetime-free feature, it remains a viable option for those who make occasional Amazon purchases and already hold a Prime membership.

Initially gaining attention as one of India’s pioneering cashback credit cards, the Amazon Pay ICICI Credit Card faces competition from newer entrants offering enhanced benefits across diverse spending categories. For instance, the Cashback SBI Card provides 5% cashback on all online transactions regardless of the merchant, presenting a compelling alternative for those seeking broader cashback opportunities beyond Amazon. Similarly, individuals looking to save on utility bill payments might find the Axis Ace Credit Card appealing, as it offers 5% cashback on bill payments made through Google Pay.

Get Cashback on all your purchases: Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Bank Credit Card provides cashback on every transaction. Below are the details of the various cashback earnings available:

Sr.No	Category	Cashback
1	Amazon Prime Members	5% cashback on all purchases made on Amazon
2	Amazon Non-Prime Members	3% cashback on all purchases made on Amazon
3	Amazon Pay Merchants	2% cashback on transactions made for flight bookings, recharges, bill payments, gift card, and spends on Amazon Pay partner merchants
4	Other Spends	1% cashback

Eligibility Criteria for Amazon Pay ICICI credit card

The eligibility criteria for Amazon Pay ICICI credit card are as follows:

Age	18-60 years
Occupation	Offered to both Salaried and Self-employed Applicants
Minimum Income Required	Rs. 25,000 for ICICI Customers, Rs. 35,000 for other applicants

Please note that the cashback earned will be in the form of Amazon Pay Balance.

Things to Note-

You can view the earnings for the past billing cycles in your Credit Card statement issued by ICICI Bank

There are no limits on earnings and no minimum redemption amount or fees on redeeming earnings

E-books, Gift Cards (both physical and digital), Amazon Pay Money load and auto-reload, bill payments, mobile and DTH recharges will earn 2% back irrespective of the Prime status of the cardholder

No cashback is given on gold and Equated Monthly Instalment (EMI) purchases on Amazon and for fuel purchases

How Can the Value-Back Structure Benefit You?

Amazon Pay ICICI credit card helps the cardholders to save on most of their daily spends in the form of cashback credited as Amazon Pay balance. Given below are some of the common categories which constitute your daily spends along with the cashback rate that you can earn on those spends:

5% cashback: On online shopping done on Amazon.com, like purchasing mobile phones, kitchen appliances, other electronics, apparel, home decor items, accessories, groceries, cosmetics, etc. (3% cashback if you are not a Prime member)

2% cashback: On recharges done via Amazon, including mobile, broadband and DTH recharges, along with Amazon Pay wallet loading

2% cashback: On utility bill payments, like electricity bill, water supply bill, gas cylinder bill, etc. done through Amazon

2% cashback: On spends made on Amazon partner merchants for entertainment, shopping, dining, events, furniture, etc. and on travel (hotel or flight) bookings, gift cards (digital or physical), e-books purchase made via Amazon

1% cashback: On offline purchases and online spends made on platforms other than Amazon and its partners, including food delivery, dining, shopping, health related, movies, and other lifestyle-related spends

Fees and Charges of Amazon Pay ICICI Credit Card

Sr.No	Type of Fee	Amount
1	Joining Fees	Nil
2	Annual Fees	Nil
3	Late Payment Fees	Below Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000: Rs. 750 Between Rs. 10,001 to Rs. 25,000: Rs. 900 Between Rs. 25,001 to Rs. 50,000: Rs. 1,000 Above Rs. 50,000: Rs. 1,200

Documents Required for Amazon Pay ICICI credit card

The following documents are required for Amazon Pay ICICI credit card:

Identity proof:

Aadhaar card, PAN card, Voter’s ID, Passport, Driving license, Job card issued by NREGA, Overseas Citizen of India Card, Government approved identity proof and UIDAI-issued letter.

Address proof:

Electricity bill, Water bill, Ration card, Job card issued by NREGA, Registration document of the property, Utility bill not more than three months, Bank Account Statement and Government approved address proof.

Income proof:

Salary slips (not more than three months old), Form 16 of latest year and Bank statement of last six months.

How to Apply for Amazon Pay ICICI Credit Card?

Here are the steps to apply for Amazon Pay ICICI Credit Card:

Initially, the Amazon Pay ICICI Credit Card was being offered to selected customers only through invitation. ICICI customers who have been using the Amazon.in mobile application got the invitation in the form of push notification from the Amazon app and through email.

On meeting the eligibility criteria, the customer can apply for the card. The customer will receive a ready-to-use digital card at first. The physical card will be dispatched through a courier service after that.

However, an individual can also visit the ICICI Bank website and visit the Amazon Pay ICICI Credit Bank page under the ‘Product’ section. From this page, he or she can click on the ‘Apply Now’ button. The page will be redirected to Amazon.in wherein one can check whether he or she is eligible for the credit card.

Alternatively, an individual can also open the Amazon.in application on his or her smartphone (or web browser) and go to the ‘Amazon Pay’ option under the main menu. He or she can check the eligibility here and apply accordingly.

The credit card will be offered to other customers as well in the upcoming months.

Get More Credit Cards of ICICI Bank: Click Here